The opportunity to build customer loyalty starts at the beginning of the digital customer journey. Global organizations need to maximize long-term loyalty and profitability by offering a fully digital, secure, and seamless customer experience. Today, however, most digital journeys are disjointed and full of friction. This leads to frustrated customers, operational inefficiencies, and a frustrating customer experience. For example, if user registration is too complex, access is too cumbersome, or updating preferences is too inconvenient, customers can get disheartened and take their business elsewhere.